VAC Employees Federal Credit Union
2 Wilson Ave. Bath, NY 14810
Need Help? Give Us Call
2018 – 2016 New and Used vehicles 1.95% APR up to 72 months.
2015 – 2013 Used vehicles
2.10% APR up to 60 months.
Up to $2500 @ 2.50% APR up to 24 months
Up to $5000 @ 3.25% APR up to 36 months
Up to $7500 @4.25% APR up to 48 months
Share Rate: .05% - APY .05%
6-month .20% - APY .20%
12-month .30% - APY .30%
24 month Not available
Traditional IRA: .10% - APY .10%
Roth IRA: .10% - APY .10%
Coverdell IRA: .10% - APY .10%
Traditional IRA: .45% - APY .45%
Roth IRA: .45% - APY .45%
Rates are determined by the
Board of Directors and could
change at any time. Effective
date of dividends: 12/31/13.
Mon – Thur: 8:00am to 4:30pm
Friday: 8:00am to 5:30pm
Drive thru hours:
Mon – Fri: 8:00am to 4:30pm
Federal holidays observed
Classic VISA Credit Card
Credit lines up to $5000 are available with no annual fee. There is a 25-day grace period on new purchases and free travel insurance on every card.
VISA Gold Credit Card
Our VISA Gold card has a low annual percentage rate with no annual fee. A 25-day grace period is offered on new purchases along with free travel insurance, and Card Centives prime membership.
An optional credit life and disability insurance is offered on both our credit cards.
If your card is lost or stolen please call 607-776-3684 or after hours call 727-570-4881.
Inquire at credit union for our current rates.