VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684

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607-776-3684

Holiday Special

Up to $2,500 @ 2.5%
For 24 months

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SAVINGS

Share Rate: .05% - APY .05%

6-month .20% - APY .20%
12-month .30% - APY .30%
24 month Not available

IRA

Traditional IRA: .10% - APY .10%
Roth IRA: .10% - APY .10%
Coverdell IRA: .10% - APY .10%
Traditional IRA: .45% - APY .45%
Roth IRA: .45% - APY .45%

Rates are determined by the 
Board of Directors and could 
change at any time. Effective
date of dividends: 12/31/13.

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Hours of Operation

Lobby:
Mon – Thur: 8:00am to 4:30pm
Friday: 8:00am to 5:30pm

Drive thru hours:
Mon – Fri: 8:00am to 4:30pm

Federal holidays observed

Mastercard Check Card

The Mastercard check/debit card is for our share draft / checking account members. This card allows you to make "debit" or "credit" purchases and cash withdrawals from savings or checking at any ATM that accepts Mastercard. Minimum age requirement for this card is 17 years of age with a parent joint owner. Cards are offered on an approval basis with a satisfactory checking account history.

If your card is lost or stolen, please call the credit union at 607-776-3684 or after hours call 1-888-241-2510.

Everything Automotive-Browse, shop, save, apply
We are thankful to New York Credit Union Foundation for CU grant award in June 2017
Read the Auto Talk Newsletter(PDF File)

NCUA

Your savings federally insured to at least $250,000
and backed by the full faith and credit of the
United States Government