VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684

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607-776-3684

Holiday Special

Up to $2,500 @ 2.5%
For 24 months

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SAVINGS

Share Rate: .05% - APY .05%

6-month .20% - APY .20%
12-month .30% - APY .30%
24 month Not available

IRA

Traditional IRA: .10% - APY .10%
Roth IRA: .10% - APY .10%
Coverdell IRA: .10% - APY .10%
Traditional IRA: .45% - APY .45%
Roth IRA: .45% - APY .45%

Rates are determined by the 
Board of Directors and could 
change at any time. Effective
date of dividends: 12/31/13.

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Hours of Operation

Lobby:
Mon – Thur: 8:00am to 4:30pm
Friday: 8:00am to 5:30pm

Drive thru hours:
Mon – Fri: 8:00am to 4:30pm

Federal holidays observed

Time Share Certificates

We offer time share certificates at 6 months, 12 months and 24 months terms.

Rates are posted monthly and are locked in for the term of the certificate. Dividends are paid quarterly. All time share certificates have a minimum balance requirement of $1,000 and are insured up to $250,000.

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We are thankful to New York Credit Union Foundation for CU grant award in June 2017
Read the Auto Talk Newsletter(PDF File)

NCUA

Your savings federally insured to at least $250,000
and backed by the full faith and credit of the
United States Government