VAC Employees Federal Credit Union
VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
Online Banking Login
AUTO LOAN SPECIAL
2018 – 2016 New and Used vehicles 1.95% APR up to 72 months.
2015 – 2013 Used vehicles
2.10% APR up to 60 months.
Home Improvement Loan Special
Up to $15,000 @ 4.5%
Up to 60 months
Personal Loan Special
Up to $5000 @ 5.00%
Up to 36 months
Click here to see all Loan Rates >
Click here to see all Savings Rates >
SAVINGS
Share Rate: .05% - APY .05%
6-month .20% - APY .20%
12-month .30% - APY .30%
24 month Not available
IRA
Traditional IRA: .10% - APY .10%
Roth IRA: .10% - APY .10%
Coverdell IRA: .10% - APY .10%
Traditional IRA: .45% - APY .45%
Roth IRA: .45% - APY .45%
Rates are determined by the
Board of Directors and could
change at any time. Effective
date of dividends: 12/31/13.
Click here to see all Savings Rates >
Hours of Operation
Lobby:
Mon – Thur: 8:00am to 4:30pm
Friday: 8:00am to 5:30pm
Drive thru hours:
Mon – Fri: 8:00am to 4:30pm
Federal holidays observed
Night Deposit Box
Our night deposit box is located in our drive-through window area. Use this service for after hour deposits. Your deposits or loan payments will be posted to your account every weekday morning when we open.
https://co-opcreditunions.org/locator/
VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the
United States Government