VAC Employees Federal Credit Union

VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684

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607-776-3684

Loan Rates
Savings Rates

AUTO LOAN SPECIAL

2019 – 2016 New and Used vehicles 1.90% APR up to 72 months.
2015 – 2013 Used vehicles
2.10% APR up to 60 months.
Special Rate Extended Until October 31, 2018

Holiday Special

Up to $2,500 @ 2.5%
For 24 months

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SAVINGS

Share Rate: .05% - APY .05%

6-month .20% - APY .20%
12-month .30% - APY .30%
24 month Not available

IRA

Traditional IRA: .10% - APY .10%
Roth IRA: .10% - APY .10%
Coverdell IRA: .10% - APY .10%
Traditional IRA: .45% - APY .45%
Roth IRA: .45% - APY .45%

Rates are determined by the
Board of Directors and could
change at any time. Effective
date of dividends: 12/31/13.

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Hours of Operation

Lobby:
Mon – Thur: 8:00am to 4:30pm
Friday: 8:00am to 5:30pm

Drive thru hours:
Mon – Fri: 8:00am to 4:30pm

Federal holidays observed

Consumer Loans

We offer a variety of loans for most any worthwhile purpose. We offer competitive rates (based on your credit score), flexible terms, and friendly and fast service. Let the VAC Employees Federal Credit Union help you with your financing needs.

We offer loans for: (offer a link to download a loan application)