VAC Employees Federal Credit Union
VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
Online Banking Login
AUTO LOAN SPECIAL
2017 – 2015 New and Used vehicles 1.95% APR up to 72 months.
2014 – 2012 Used vehicles
2.10% APR up to 60 months.
Collateral Loan Special
New Collateral Loans
2.00% up to 5 years.
2.50% 6 – 10 years.
Used Collateral Loans
3.00% up to 5 years
3.50% 6 – 8 years
Personal Loan Special
$5000 at 5.00% up to 3 years.
See All Loan Rates >
SAVINGS
Share Rate: .05% - APY .05%
6-month .20% - APY .20%
12-month .30% - APY .30%
24 month Not available
IRA
Traditional IRA: .10% - APY .10%
Roth IRA: .10% - APY .10%
Coverdell IRA: .10% - APY .10%
Traditional IRA: .45% - APY .45%
Roth IRA: .45% - APY .45%
Rates are determined by the
Board of Directors and could
change at any time. Effective
date of dividends: 12/31/13.
See All Savings Rates >
Hours of Operation
Lobby:
Mon – Thur: 8:00am to 4:30pm
Friday: 8:00am to 5:30pm
Drive thru hours:
Mon – Fri: 8:00am to 4:30pm
Federal holidays observed
Consumer Loans
We offer a variety of loans for most any worthwhile purpose. We offer competitive rates (based on your credit score), flexible terms, and friendly and fast service. Let the VAC Employees Federal Credit Union help you with your financing needs.
We offer loans for: (offer a link to download a loan application)
- New and used autos / auto refinancing
- Motorcycles
- Recreational vehicles / campers
- Lawn tractors
- ATV’s
- Home Improvements
- Personal / Debt consolidation / Refinancing
- Share and time share certificate secured
https://co-opcreditunions.org/locator/
VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the
United States Government
