VAC Employees Federal Credit Union
VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
Online Banking Login
AUTO LOAN SPECIAL
2017 – 2015 New and Used vehicles 1.95% APR up to 72 months.
2014 – 2012 Used vehicles
2.10% APR up to 60 months.
Personal Loan Special
Up to $2500 @2.25% APR maximum term 24 months.
Up to $5000 @3.25% APR maximum term 36 months.
Up to $7500 @4.25% APR maximum term 48 months.
See All Loan Rates >
SAVINGS
Share Rate: .10% - APY .10%
6-month .20% - APY .20%
12-month .30% - APY .30%
24 month Not available
IRA
Traditional IRA: .10% - APY .10%
Roth IRA: .10% - APY .10%
Coverdell IRA: .10% - APY .10%
Traditional IRA: .45% - APY .45%
Roth IRA: .45% - APY .45%
Rates are determined by the
Board of Directors and could
change at any time. Effective
date of dividends: 12/31/13.
See All Savings Rates >
Hours of Operation
Lobby:
Mon – Thur: 8:00am to 4:30pm
Friday: 8:00am to 5:30pm
Drive thru hours:
Mon – Fri: 8:00am to 4:30pm
Federal holidays observed
VISA Credit Card
Classic VISA Credit Card
Credit lines up to $5000 are available with no annual fee. There is a 25-day grace period on new purchases and free travel insurance on every card.
VISA Gold Credit Card
Our VISA Gold card has a low annual percentage rate with no annual fee. A 25-day grace period is offered on new purchases along with free travel insurance, and Card Centives prime membership.
An optional credit life and disability insurance is offered on both our credit cards.
If your card is lost or stolen please call 607-776-3684 or after hours call 727-570-4881.
Inquire at credit union for our current rates.
https://co-opcreditunions.org/locator/
VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the
United States Government
