VAC Employees Federal Credit Union
VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
Online Banking Login
AUTO LOAN SPECIAL
2017 – 2015 New and Used vehicles 1.95% APR up to 72 months.
2014 – 2012 Used vehicles
2.10% APR up to 60 months.
Personal Loan Special
Up to $2500 @2.25% APR maximum term 24 months.
Up to $5000 @3.25% APR maximum term 36 months.
Up to $7500 @4.25% APR maximum term 48 months.
See All Loan Rates >
SAVINGS
Share Rate: .10% - APY .10%
6-month .20% - APY .20%
12-month .30% - APY .30%
24 month Not available
IRA
Traditional IRA: .10% - APY .10%
Roth IRA: .10% - APY .10%
Coverdell IRA: .10% - APY .10%
Traditional IRA: .45% - APY .45%
Roth IRA: .45% - APY .45%
Rates are determined by the
Board of Directors and could
change at any time. Effective
date of dividends: 12/31/13.
See All Savings Rates >
Hours of Operation
Lobby:
Mon – Thur: 8:00am to 4:30pm
Friday: 8:00am to 5:30pm
Drive thru hours:
Mon – Fri: 8:00am to 4:30pm
Federal holidays observed
Share Draft checking accounts
Our checking account is very similar to a basic bank checking account except:
- $2.00 monthly service fee
- No minimum balance required
We offer a Debit Mastercard with our checking accounts and an overdraft line of credit. Inquire at our office for the details on our application requirements.
You may purchase your checks with us through our check vendor or you may decide to purchase your check from a company of your choice.
https://co-opcreditunions.org/locator/
VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the
United States Government
