VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
2017 – 2015 New and Used vehicles 1.95% APR up to 72 months.
2014 – 2012 Used vehicles
2.10% APR up to 60 months.
Up to $2500 @2.25% APR maximum term 24 months.
Up to $5000 @3.25% APR maximum term 36 months.
Up to $7500 @4.25% APR maximum term 48 months.
Share Rate: .10% - APY .10%
6-month .20% - APY .20%
12-month .30% - APY .30%
24 month Not available
Traditional IRA: .10% - APY .10%
Roth IRA: .10% - APY .10%
Coverdell IRA: .10% - APY .10%
Traditional IRA: .45% - APY .45%
Roth IRA: .45% - APY .45%
Rates are determined by the
Board of Directors and could
change at any time. Effective
date of dividends: 12/31/13.
Lobby:
Mon – Thur: 8:00am to 4:30pm
Friday: 8:00am to 5:30pm
Drive thru hours:
Mon – Fri: 8:00am to 4:30pm
Federal holidays observed
Our Scottie Savers Club is a share account designated for our young members from birth to 12 years of age. We wish to encourage saving and promote the credit union philosophy to our young people.
Children are encouraged to deposit to the account on a regular basis. For every $5.00 deposit, one Scottie buck is earned. Scottie bucks can be saved to purchase any Scottie item.
Please visit our office for more specifics on joining and what items can be purchased with your Scottie bucks!
Read the Auto Talk Newsletter
VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
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Your savings federally insured to at least $250,000
and backed by the full faith and credit of the
United States Government