VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
2017 – 2015 New and Used vehicles 1.95% APR up to 72 months.
2014 – 2012 Used vehicles
2.10% APR up to 60 months.
Up to $2500 @2.25% APR maximum term 24 months.
Up to $5000 @3.25% APR maximum term 36 months.
Up to $7500 @4.25% APR maximum term 48 months.
Share Rate: .10% - APY .10%
6-month .20% - APY .20%
12-month .30% - APY .30%
24 month Not available
Traditional IRA: .10% - APY .10%
Roth IRA: .10% - APY .10%
Coverdell IRA: .10% - APY .10%
Traditional IRA: .45% - APY .45%
Roth IRA: .45% - APY .45%
Rates are determined by the
Board of Directors and could
change at any time. Effective
date of dividends: 12/31/13.
Lobby:
Mon – Thur: 8:00am to 4:30pm
Friday: 8:00am to 5:30pm
Drive thru hours:
Mon – Fri: 8:00am to 4:30pm
Federal holidays observed
Both Series EE U.S. Savings Bonds and the Series I U.S. Savings Bonds can be redeemed at our office. Any purchase of U.S. Savings Bonds must be made through treasurydirect.com
Read the Auto Talk Newsletter
VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
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Your savings federally insured to at least $250,000
and backed by the full faith and credit of the
United States Government