VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
2017 - 2014 New and Used vehicles 1.95% APR up to 72 months.
2013 – 2011 Used vehicles
2.10% APR up to 60 months.
Up to $2500 @ 2.5% APR up to 24 months.
Some restrictions apply. Please inquire at credit union for details.
Board of Directors reserves the right to terminate special at any time without notice.
Share Rate: .10% - APY .10%
6-month .20% - APY .20%
12-month .30% - APY .30%
24 month Not available
Traditional IRA: .10% - APY .10%
Roth IRA: .10% - APY .10%
Coverdell IRA: .10% - APY .10%
Traditional IRA: .45% - APY .45%
Roth IRA: .45% - APY .45%
Rates are determined by the
Board of Directors and could
change at any time. Effective
date of dividends: 12/31/13.
Lobby:
Mon – Thur: 8:00am to 4:30pm
Friday: 8:00am to 5:30pm
Drive thru hours:
Mon – Fri: 8:00am to 4:30pm

VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
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Your savings federally insured to at least $250,000
and backed by the full faith and credit of the
United States Government