VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
2017 - 2014 New and Used vehicles 1.95% APR up to 72 months.
2013 – 2011 Used vehicles
2.10% APR up to 60 months.
Up to $2500 @ 2.5% APR up to 24 months.
Some restrictions apply. Please inquire at credit union for details.
Board of Directors reserves the right to terminate special at any time without notice.
Share Rate: .10% - APY .10%
6-month .20% - APY .20%
12-month .30% - APY .30%
24 month Not available
Traditional IRA: .10% - APY .10%
Roth IRA: .10% - APY .10%
Coverdell IRA: .10% - APY .10%
Traditional IRA: .45% - APY .45%
Roth IRA: .45% - APY .45%
Rates are determined by the
Board of Directors and could
change at any time. Effective
date of dividends: 12/31/13.
Lobby:
Mon – Thur: 8:00am to 4:30pm
Friday: 8:00am to 5:30pm
Drive thru hours:
Mon – Fri: 8:00am to 4:30pm
We offer a variety of loans for most any worthwhile purpose. We offer competitive rates (based on your credit score), flexible terms, and friendly and fast service. Let the VAC Employees Federal Credit Union help you with your financing needs.
We offer loans for: (offer a link to download a loan application)

VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
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Your savings federally insured to at least $250,000
and backed by the full faith and credit of the
United States Government