VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
2017 – 2015 New and Used vehicles 1.95% APR up to 72 months.
2014 – 2012 Used vehicles
2.10% APR up to 60 months.
Up to $2500 @2.25% APR maximum term 24 months.
Up to $5000 @3.25% APR maximum term 36 months.
Up to $7500 @4.25% APR maximum term 48 months.
Share Rate: .10% - APY .10%
6-month .20% - APY .20%
12-month .30% - APY .30%
24 month Not available
Traditional IRA: .10% - APY .10%
Roth IRA: .10% - APY .10%
Coverdell IRA: .10% - APY .10%
Traditional IRA: .45% - APY .45%
Roth IRA: .45% - APY .45%
Rates are determined by the
Board of Directors and could
change at any time. Effective
date of dividends: 12/31/13.
Lobby:
Mon – Thur: 8:00am to 4:30pm
Friday: 8:00am to 5:30pm
Drive thru hours:
Mon – Fri: 8:00am to 4:30pm
Federal holidays observed
A Christmas club is a great way to save for your holiday shopping. Our Christmas club accounts begin October 1st and end September 30th. The balance of your club account is automatically transferred to your share account after dividends are posted on September 30th.
Any withdrawal requests from this account will incur an early withdrawal penalty.
Read the Auto Talk Newsletter
VAC Employees Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684
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Your savings federally insured to at least $250,000
and backed by the full faith and credit of the
United States Government